Every pack below uses the same 14 coverage points, so you can see exactly what is added as you move from one option to the next.
The 14-point master list
Tap any coverage row to follow it across all four packs.
7/14
Included
Points 1 to 7. The core rows.
10/14
Included
Adds rental, roadside, towing.
12/14
Included
Adds glass and gap-related.
14/14
Included
Adds the last two specialized rows.
Coverage availability, terminology, requirements and eligibility may vary by policy and location. These packs compare which coverage points are included. They do not show prices, limits or deductibles.
† Gap-Related Coverage, Accident Forgiveness and New Car Replacement are specialized features. Whether they are available, and how they apply, depends on eligibility, the vehicle and the policy terms.
Reading the comparison · 5 rows
A bigger-sounding pack name tells you very little. The row labels tell you more. Here is short, plain-language context for five rows you just saw.
Rows 01 and 02 · Liability
Rows 01 and 02 · In all 4 packs
Liability
Relates to covered injury or property-damage responsibility toward others, subject to policy terms and limits.
Row 06 · Collision
Row 06 · In all 4 packs
Collision
Generally relates to covered damage to your vehicle from a collision, subject to the policy.
Row 07 · Comprehensive
Row 07 · In all 4 packs
Comprehensive
Generally relates to certain covered non-collision events such as theft, weather or other specified causes.
Row 08 · Rental Reimbursement
Row 08 · Everyday, Extended, Complete
Rental reimbursement
May help with eligible rental transportation costs following a covered loss, when included and applicable.
Row 09 · Roadside Assistance
Row 09 · Everyday, Extended, Complete
Roadside assistance
May provide specified roadside services according to the policy.
Short context only, not a complete glossary. How each coverage applies depends on the policy, its terms and where you live.
03 · Beyond Auto
Travel and Health Insurance depend on details that do not fit neatly into a checklist, so Marco Digitals talks them through directly instead of turning them into packs.
Travel Insurance
Airports · Cities · Time abroad
Compass · 02
Trip length, destination, medical considerations abroad and the value of planned travel can all be relevant when discussing Travel Insurance. Contact Marco Digitals to explore available Travel Insurance options and the details that apply to your trip.
Travel InsuranceContact→
Health Insurance
Access · Costs · Networks
Cross · 03
Healthcare access, ongoing costs, provider networks, prescriptions and other plan details can influence how Health Insurance options are evaluated. Contact Marco Digitals to discuss available Health Insurance options.
Health InsuranceContact→04 · Before choosing a pack
Four questions worth bringing to the conversation.
An included coverage name is where the comparison starts, not where it ends. The actual policy terms determine the limits, deductibles, conditions, exclusions and availability that apply.
Q.01 · Limits
What limits apply to the included coverage?
Q.02 · Deductibles
Does a deductible apply?
Q.03 · Conditions
Are there conditions or eligibility requirements I should understand?
Q.04 · Availability
Is this coverage available where I live and for my situation?
From comparison to conversation
Bring the pack you are leaning toward, along with the four questions above, to a conversation with Marco Digitals. Interested in Travel or Health Insurance instead? Contact is the place to discuss those options too.
Different lives call for different coverage.
Marco Digitals is a brand operated by Spark Member Club LLC.
